Deductibles and Coinsurance (also known as Coinsurance and Deductibles, Coinsurance): Cost-sharing mechanisms that provide for payment by the insured of some portion of covered expenses. Deductibles are the amounts paid by the insured under a health insurance contract before benefits become payable; coinsurance is the

NIH MeSH · D003669Health Care

Deductibles and Coinsurance

Also known asCoinsurance and Deductibles · Coinsurance · Deductibles

Definition

Cost-sharing mechanisms that provide for payment by the insured of some portion of covered expenses. Deductibles are the amounts paid by the insured under a health insurance contract before benefits become payable; coinsurance is the provision under which the insured pays part of the medical bill, usually according to a fixed percentage, when benefits become payable.

MeSH classification

  • N03.219.151.170.300
  • N03.219.521.576.090.300

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Related concepts

Cost Sharing

Provisions of an insurance policy that require the insured to pay some portion of covered expenses. Several forms of sharing are in use, e.g…

Common questions about Deductibles and Coinsurance

What does Deductibles and Coinsurance mean in medicine?
Cost-sharing mechanisms that provide for payment by the insured of some portion of covered expenses. Deductibles are the amounts paid by the insured under a health insurance contract before benefits become payable; coinsurance is the provision under which the insured pays part of the medical bill, usually according to a fixed percentage, when benefits become payable. This definition is taken from the National Library of Medicine's MeSH (Medical Subject Headings) 2026 release, which is the standard vocabulary used to index PubMed and most medical literature.
Is Deductibles and Coinsurance known by any other names?
Yes. Deductibles and Coinsurance is also referred to as Coinsurance and Deductibles, Coinsurance, Deductibles in different clinical, research and patient-facing contexts. The MeSH descriptor groups all of these synonyms under a single canonical concept so research and records stay consistent.
Where does Deductibles and Coinsurance sit in the medical classification?
Deductibles and Coinsurance falls under the broader medical category "Health Care" in the MeSH hierarchy (tree numbers: N03.219.151.170.300, N03.219.521.576.090.300). Browsing the related concepts on this page takes you to neighbouring topics in the same branch of medicine.
Where can I get a plain-language explanation of Deductibles and Coinsurance?
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Source: NIH MeSH 2026 (D003669) — National Library of Medicine, public domain. View official MeSH record ↗